SPECIALIZED LOAN PROGRAMS
Mortgage solutions for every unique situation.
We understand that traditional mortgage options don't always fit everyone's needs. Whether you're self-employed, a 1099 contractor, or face other unique employment circumstances, our specialized loan programs are designed to ensure that you have access to the financing you need to own a home.
Self-Employed Loans
We recognize the entrepreneurial spirit and understand that self-employed individuals have unique financial profiles. Our loans cater to those with non-traditional income streams, offering flexible documentation and income verification processes.
1099 Contractor Loans
As a 1099 contractor, your income may vary, but your aspirations to own a home need not waver. We provide loan options that consider your whole financial picture, not just a W-2 form.
​
​
​
Non-Conforming Loans
For those whose loan requirements exceed conventional limits or who have unique property types, our non-conforming loans offer an alternative path to home financing.
​
​​
​
​
SUPPORT THROUGHOUT THE PROCESS
Why choose our specialized loan programs?
We are committed to providing equal housing opportunities and believe everyone deserves a chance to own a home. Our specialized loan programs are part of our effort to make this a reality for diverse professional groups who often face challenges with traditional lending criteria.
Tailored
Solutions
Whether you are self-employed, a freelancer, or part of a profession with variable income, our loan programs are designed to fit your specific circumstances.
​
​
Inclusive
Financing
We strive to remove the barriers that prevent qualified buyers from securing home financing by offering more flexible qualification criteria and documentation requirements.
​
Continuous​
Support
From your initial inquiry to the final steps of acquiring your home, our team provides guidance and support, ensuring you understand every part of the loan process and feel confident in your decisions.
Start Your Journey to Homeownership
Unlock the door to your new home with guidance every step of the way. Fill out the form to speak with a licensed mortgage loan originator. We're excited to help you make informed decisions about your home financing options.
​
This is not a commitment to lend. By clicking 'Submit,' you agree that Stockton Mortgage and its employees may call or text you, including through automated means, at the number provided. You understand that you are not required to consent as a condition of qualifying for a loan.